Personal Finance from

  • Three Retirement Goals People Never Achieve
    Certain retirement goals remain elusive because people often attach misguided thoughts and beliefs to them. Overcome obstacles and turn your dreams into reality by taking these steps.
  • Social Security Q&A: Is It True That I Can Completely Avoid the Earnings Test at 65 and Two Days?
    Today’s question asks if what the questioner has heard is true, that it’s possible to earn unlimited income two days after turning 65 and avoid the earnings test. The answer reviews how full retirement age is related to birthdate and notes how application of the earnings test by Social Security is affected by attainment of full retirement age.
  • Should You Renew Your Apartment Lease?
    If your apartment lease is almost up, you might find you're exploring other possibilities. Maybe you've always wanted to spend more time in that other part of town, or you think you can find somewhere with just a few more square feet of closet space. But is moving really worth it? Here are a few things to think about when the decision between moving and lease renewal is hanging over your head. The Location When it comes to day-to-day living, finding the right location for your apartment is key. Commuting is stressful, so if your current location offers an easy commute to work and good public transportation or parking options, you may want to stay at least in the same area. If you aren't happy with the location, research other areas you're interested in to see if they have better or faster commute options before deciding to pull the plug on your current lease. You may find that areas with better commutes are a little out of your price range or don't offer the same neighborhood benefits that your current area does. The Building Is having an in-unit washer and dryer the only way you're ever going to get laundry done? Everyone has their own apartment building deal-breakers, whether you require a building with laundry, an elevator, a workout facility or a doorman. With apartment vacancy rates decreasing, finding the "perfect" apartment is becoming increasingly challenging.
  • Spooky: Each Of Us Spends $77.52 On Halloween
    If you’re like me, you’re shocked – scared, in fact – to hear that the average American will spend $77.52 on Halloween this year. But come November 1st, you may also be terrified to realize how quickly you got there.
  • Asset Allocation For Retirement
    The U.S. government recently issued guidelines for the ownership of annuities in 401(k) plans, patching what had been a big hole in many workplace retirement offerings: How to secure an income after you stop working.
  • This Week In Credit Card News: Data Breach At Staples, Early Glitches With Apple Pay
    Staples Investigates Reports of Possible Credit Card Data Breach
  • The 25 Best Places To Retire in 2014
  • New Survey: Americans OK With Tax Hikes To Protect Social Security
    When it comes to Social Security, the real divide is between regular folks and policy wonks.
  • Financial To-Do List For The Rest Of 2014
    Here are 8 items to take care of to keep your financial life on track as the year closes.
  • The Financially-Savvy Way To Indulge A Money Vice
    Got a money vice you're dying to give in to? This hack offers a savvy way to succumb to temptation—without busting your budget.


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