College Gets Cheaper: Federal Loan Rates Set To Drop For '15-'16 Academic Year Well here's a sentence you don't see every day: it's about to get cheaper to pay for college. The bottom-line cost for those who need to borrow -- i.e, what students will pay when the diploma is in hand and the student loans are paid off -- is going down, at least for the 2015-2016 academic year. Thanks to the results of Wednesday's 10-year Treasury note auction, the rates on federal student loans will decrease by 0.37% for new loans disbursed on or after July 1, 2015.
Do You Deserve To Be Rich? If you believe, even a little, that you deserve to be rich, take a moment and clearly define why you should be wealthy. In asking this of entrepreneurs and professionals at workshops and conferences, it’s clear that a fair number of them do indeed believe they – to varying degrees – deserve to be wealthy, which is a minimum net worth of $1 million or more. Digging deeper, there are four broad justifications:
“I really, really want to be wealthy.” Because they intensely want wealth doesn’t mean they should be rich.
“I’m a good person.” Because of their good deeds and the positive ways they would use their wealth, they should be rich.
“I’m talented and/or smart.” Because of their intellectual prowess or some specialized ability, they should be rich.
“I know people.” Because of their network of relationships, they should be rich.
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