Personal Finance from Forbes.com

  • Vouch, First Social Network For Credit, Raises $6 Million In Series A
    Startup Vouch has a novel way of making loans: It asks your friends and family how much they are willing to shell out if you default.
  • College Gets Cheaper: Federal Loan Rates Set To Drop For '15-'16 Academic Year
    Well here's a sentence you don't see every day: it's about to get cheaper to pay for college. The bottom-line cost for those who need to borrow -- i.e, what students will pay when the diploma is in hand and the student loans are paid off -- is going down, at least for the 2015-2016 academic year. Thanks to the results of Wednesday's 10-year Treasury note auction, the rates on federal student loans will decrease by 0.37% for new loans disbursed on or after July 1, 2015.
  • Robo-Hiring: How An Automated Headhunter Is Finding Hidden Tech Talent For Wall Street
    The financial services sector is the largest technology spender, the largest employer of technologists and therefore the biggest hirer. So why are financial services firms having so much trouble finding tech talent?
  • Employers Latest Healthcare Experiment
    More health plan choices might be on the menu as employers switch to the private exchange model.
  • Leading Financial Pros Swear These Top Notch Investing Books Will Make You A Better Investor
    A search for investing books on Amazon (AMZN) brings up more than 12,000 results. To help you focus on the best for your summer reading list, I asked leading financial services providers to share their favorite investing books. They swear these top notch books will make you a better investor.
  • How To Avoid This Top Retirement Scam
    Annuities are basically good products that guarantee retirement income. But you can pay way too much for them. Here's how to avoid getting fleeced.
  • The Best And Worst States For Retirement Security
  • Why You Shouldn't Neglect Your Credit Score As You Approach Retirement
    With all the things you have to be concerned about in life, you'd think by the time you hit your 50s or 60s, you could stop worrying about having a good credit score.
  • Do You Deserve To Be Rich?
    If you believe, even a little, that you deserve to be rich, take a moment and clearly define why you should be wealthy. In asking this of  entrepreneurs and professionals at workshops and conferences, it’s clear that a fair number of them do indeed believe they – to varying degrees – deserve to be wealthy, which is a minimum net worth of $1 million or more. Digging deeper, there are four broad justifications: “I really, really want to be wealthy.” Because they intensely want wealth doesn’t mean they should be rich. “I’m a good person.” Because of their good deeds and the positive ways they would use their wealth, they should be rich. “I’m talented and/or smart.” Because of their intellectual prowess or some specialized ability, they should be rich. “I know people.” Because of their network of relationships, they should be rich.
  • Selling Your Business -- Your Tax Strategies Depend On Who The Buyer Is -- Part 3
    Certain tax strategies that are available to intra-family transfers might or might be available to you in a third-party sale. How your company is organized will be a big driver of solutions you consider.

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