Social Security Q&A: Can I Collect on My Ex's Record before 66 and Delay My Benefits till 70? Today’s question asks if it's possible to claim either a divorced spouse's benefit or a widow's benefit on an ex's record before full retirement age while earning delayed retirement credits by waiting till 70 to collect a retirement benefit. The answer reviews how these benefit amounts would be determined, including the effect of the deeming provision, and how different future circumstances might affect the amount received.
College Costs Could Total As Much As $334,000 In Four Years The rate of increase in college costs has slowed in recent years, but the cost is still going up, and up and up. The projected four-year cost of an elite private college could run as much as $334,000, and that is in after-tax dollars. For taxpayers in the 33% tax bracket, that equates to $500,000 per child. What's more, paying for college can be a confusing process. Here is how to keep it simple.
Demystifying the Price of College There are several key truths about paying for college: prices are going up, parents want to do all they can for their kids, and the real price families will pay is a mystery. Thus, why it was so scary for families trying to put away whatever they can in college savings accounts when President Obama recently proposed and then retracted a tax on withdrawals from college savings.
More People Eligible for Pell Grants than Expected For the majority of Americans who don't think they qualify for Federal Pell Grants, the federal grant known for helping low-income students, it's easy for them to think that financial aid beyond student loans won't happen for them. Thus, they may skip filling out the Free Application for Federal Student Aid (FAFSA) out of fear it's just a fast track to student loans. But that's just not the case. Not only will filling out the FAFSA provide information to schools to help students get other need-based scholarships and grants, but middle class families may qualify for Pell Grants without realizing it. Thus, it's important middle class families learn about these special grants beginning with a few important facts.
How Your Maternity Leave Is Different Than Your Mom's There are more working women than ever before. Of the 123 million women in the U.S. 72 million, or 59 percent, are participating in the labor force. And, occasionally, they are pregnant. How is leave now different from that of prior generations?
LatestFreeStuff.co.uk 'Freeganism' Site Is Coming To America! Its Founder Tells All The very best entrepreneurs are successful because they love what they do. There really is no substitute for a passionate founder, so perhaps that’s why Deepak Tailor has succeeded in building a site that receives more than 400k hits per month, with 75,000 email subscribers, simply by recommending the products he loves most, free samples.
The Nasty Four-Letter Word We Never Taught Our Children Need a hint about that nasty four-letter word I'm alluding to in the title? Well, it has to do with money. Can you guess? Need another hint? Baby Boomers grew up in a generation that simply didn't discuss money. So, what's the result? Poor financial management, which is now permeating the Millennial generation. And, what has this caused? That nasty four-letter word.
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